Penn Mutual

<body bgcolor="#ffffff" text="#000000"> <table style="font-family:Arial, Helvetica, sans-serif;" border="0" cellpadding="0" cellspacing="0" width="609"> <tr> <td width="384" valign="top"> <table cellpadding="3" cellspacing="0" border="0" width="384"> <tr> <td align="center" width="1%" valign="middle"> <img src="/files/10961/Slug.JPG" alt="Penn Mutual" height="130" width="102" border="0"> </td> <td> <img src="/graphics/spacer.gif" WIDTH="10" HEIGHT="1" border="0"></td> <td align="left" valign="middle" width="99%"> <span style="font: 10pt Arial, Helvetica, sans-serif;"> <b>Professional Economic Growth Group</b> <br> <br>105 Fieldcrest Avenue <br>Edison, NJ 08837 <br>Phone: 732-225-0777 <br>FAX: 732-346-1603 </span> </td> </tr> <tr> <td colspan="4" style="font: 10pt Arial, Helvetica, sans-serif; vertical-align:top;"> <p><strong><font color="#000000">Professional Economic Growth Group provides comprehensive financial services. Our objective is to help business owners, professionals, high-net-worth individuals and their families begin preparing for a secure financial future. Together, we will go through a financial discovery process - a step-by-step approach to personal and business planning designed to help you identify and focus on your unique goals and objectives. This process is designed to help you identify your current financial status, determine your financial objectives and address ways to achieve your goals. Working together, and, when appropriate, with your other financial advisors, we will help you analyze your alternatives and design a plan that addresses your unique needs. </font></strong></p> <p><strong></strong> </p> <p><font face="Arial"><font size="1"><strong><br /> </strong> </font></font> <p> <table cellspacing="0" cellpadding="4" width="100%" align="center" border="0"> <tbody> <tr> <td align="center"> <div align="center"><font face="Arial, helvetica, sans-serif"><font size="2"><br /> </font></font></div> </td> </tr> </tbody> </table> </p> </p> </td> </tr> </table> <table border="0" cellpadding="0" cellspacing="0" width="384"> <tr><td colspan="2" width="192" height="43" valign="bottom"><img src="/graphics/A/TA1_r4_c1.gif" width="192" height="43" border="0" alt="Calculators"></td><td colspan="2" width="192" height="43" valign="bottom"><img src="/graphics/A/TA1_r4_c4.gif" width="192" height="43" border="0" alt="Newsletters"></td></tr> <tr><td width="14" valign="top" background="/graphics/A/TA1_r5_c1.gif"> </td> <td valign="top" width="178"> <p><a style="text-decoration:none" href="index.cfm?type=C&source=content.cfm?ID=123" target="_top"> <b><font size="2" face="Arial, Helvetica, sans-serif" color="#003366">Life Insurance</font></b></a> <font size="1" face="Arial, Helvetica, sans-serif"><br>How much life insurance would you need to produce a sufficient income stream for your family?</font></p> <p><a style="text-decoration:none" href="index.cfm?type=C&source=content.cfm?ID=125" target="_top"> <b><font size="2" face="Arial, Helvetica, sans-serif" color="#003366">Cash Flow Analysis</font></b></a> <font size="1" face="Arial, Helvetica, sans-serif"><br>This Cash Flow Analysis form will help you weigh your income vs. your expenses.</font></p> <p><a style="text-decoration:none" href="index.cfm?type=C&source=content.cfm?ID=141" target="_top"> <b><font size="2" face="Arial, Helvetica, sans-serif" color="#003366">Mortgage Refinancing</font></b></a> <font size="1" face="Arial, Helvetica, sans-serif"><br>Determine whether you should consider refinancing your mortgage.</font></p> <p><a style="text-decoration:none" href="index.cfm?type=C&source=content.cfm?ID=134" target="_top"> <b><font size="2" face="Arial, Helvetica, sans-serif" color="#003366">IRA Eligibility</font></b></a> <font size="1" face="Arial, Helvetica, sans-serif"><br>Use this calculator to determine whether you qualify for the different types of IRAs.</font></p> <p><a style="text-decoration:none" href="index.cfm?type=C&source=calc_hdr.cfm" target="_top"> <b><font size="2" face="Arial, Helvetica, sans-serif" color="#FF0000">More Calculators>>></font></b></a> </p> </td><td width="14" valign="top" background="/graphics/A/TA1_r5_c4.gif"> </td> <td valign="top" width="178"> <p><a style="text-decoration:none" href="index.cfm?type=N&source=content.cfm?ID=1868" target="_top"> <b><font size="2" face="Arial, Helvetica, sans-serif" color="#003366">Hot Topic: 2010: The Year of the Roth Conversion?</font></b></a> <font size="1" face="Arial, Helvetica, sans-serif"><br> Starting in 2010, anyone, regardless of income, can convert retirement plan assets to a Roth IRA.</font></p> <p><a style="text-decoration:none" href="index.cfm?type=N&source=content.cfm?ID=2350" target="_top"> <b><font size="2" face="Arial, Helvetica, sans-serif" color="#003366">Keeping Up with College Costs </font></b></a> <font size="1" face="Arial, Helvetica, sans-serif"><br> The cost of a college education continues to rise rapidly, reaching new highs along the way. This worksheet can help you prepare for these mounting costs. </font></p> <p><a style="text-decoration:none" href="index.cfm?type=N&source=content.cfm?ID=1820" target="_top"> <b><font size="2" face="Arial, Helvetica, sans-serif" color="#003366">The Measure of a Life</font></b></a> <font size="1" face="Arial, Helvetica, sans-serif"><br> One way to help mitigate the financial blow of the loss of a head of household is through life insurance.</font></p> <p><a style="text-decoration:none" href="index.cfm?type=N&source=content.cfm?ID=1819" target="_top"> <b><font size="2" face="Arial, Helvetica, sans-serif" color="#003366">Home Equanimity</font></b></a> <font size="1" face="Arial, Helvetica, sans-serif"><br> The contraction of the housing market has caused many people to take a second look at the way they view their homes.</font></p> <p><a style="text-decoration:none" href="index.cfm?type=N&source=news_hdr.cfm" target="_top"> <b><font size="2" face="Arial, Helvetica, sans-serif" color="#FF0000">More Newsletters>>></font></b></a> </p> </td></tr> </table> </td> <td width="225" valign="top"> <table border="0" cellpadding="0" cellspacing="0" width="225"> <tr> <td colspan="2" width="225" height="32" valign="bottom"> <img src="/graphics/A/TA1_r1_c6.gif" width="225" height="32" border="0" alt="Market Watch"></td> </tr> <tr> <td width="14" background="/graphics/A/TA1_r2_c6.gif"> </td> <td valign="top" width="211"> <font face="Arial, Helvetica, sans-serif" size="1"> <b>September 04, 2010 @ 07:40 PM</b><br><br></font> <table border="0" cellpadding="1" cellspacing="0" width="200"> <tr><td align="left"><font face="Arial, Helvetica, sans-serif" size="-2"> <a style="text-decoration:none; color: #000000" href="quotes.cfm?symbol=$INDU" target="mondo"><strong>Dow Jones Industrials</strong></a></font> </font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#008000"> <strong>10,447.93</strong></font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#008000"> <strong>+ 127.83</strong></font></td></tr> <tr><td align="left"><font face="Arial, Helvetica, sans-serif" size="-2"> <a style="text-decoration:none; color: #000000" href="quotes.cfm?symbol=$COMPQ" target="mondo"><strong>Nasdaq Composite</strong></a></font> </font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#008000"> <strong> 2,233.75</strong></font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#008000"> <strong>+ 33.74</strong></font></td></tr> <tr><td align="left"><font face="Arial, Helvetica, sans-serif" size="-2"> <a style="text-decoration:none; color: #000000" href="quotes.cfm?symbol=$SPX" target="mondo"><strong>S&P 500</strong></a></font> </font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#008000"> <strong> 1,104.51</strong></font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#008000"> <strong>+ 14.41</strong></font></td></tr> <tr><td align="left"><font face="Arial, Helvetica, sans-serif" size="-2"> <a style="text-decoration:none; color: #000000" href="quotes.cfm?symbol=$NYA" target="mondo"><strong>NYSE Composite</strong></a></font> </font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#008000"> <strong> 7,055.03</strong></font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#008000"> <strong>+ 88.78</strong></font></td></tr> <tr><td align="left"><font face="Arial, Helvetica, sans-serif" size="-2"> <a style="text-decoration:none; color: #000000" href="quotes.cfm?symbol=$XAX" target="mondo"><strong>AMEX Composite</strong></a></font> </font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#008000"> <strong> 1,949.37</strong></font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#008000"> <strong>+ 15.84</strong></font></td></tr> <tr><td align="left"><font face="Arial, Helvetica, sans-serif" size="-2"> <a style="text-decoration:none; color: #000000" href="quotes.cfm?symbol=$TNX" target="mondo"><strong>10 Year Treasury Note</strong></a></font> </font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#008000"> <strong> 2.62</strong></font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#008000"> <strong>+ 0.05</strong></font></td></tr> <tr><form action="http://partners.marketcenter.com/fiserv/quotes/quote.action?symbol=" method="get" target="mondo"> <td align="center" colspan="3"><br><input type="text" size="6" maxlength="6" name="s" value=""> <input type=submit value="Get Quote"></td></form></tr><tr><td colspan="3" align="center"><font face="Arial, Helvetica, sans-serif" size="-2"> <br>[ <a style="text-decoration:none; 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